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This is trending in a certain direction.
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I’m sure I was, but I was an amusement park janitor and the pay rates were standardized by job function/tenure.You're not that old, I was just really good at my job. Or maybe you were just terrible at yours?
That's awful. I feel like with a little know how one can successfully manage to create their own annuity.My FIL wanted to talk investments the other night and it was after a few glasses of wine. The one thing that stood out was the sheer amount of fees they have paid and are continuing to pay for the annuities they were scared into buying during 08/09. I feel like $3M in assets were put into annuities and the fee is somewhere are 4.0%-4.5% annually. So for 11-12 years, they have paid over $1M total in fees. They have tried to make excuses for owning them but damn fees are a *****.
You can usually tell how awful a financial product is by how heavily incentivized advisers are to push them. The ****** who foisted those dogs on your ILs would have pocketed $200K+ on the deal.