otc
Stylish Dinosaur
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I posted this in the "Why do you need money" thread but I thought I would start a thread for legit feedback
How should I decide whether to buy life/disability insurance?
Last year, when I started working, I declined short and long term as well as life insurance (although I had a years worth of a small life insurance policy given by my university)...what factors should I be looking at?
Basic life and AD&D is something like $1.80 a pay period (26 periods)
Short term disability is $2.58
Long term (60% of earnings) is $4.17
these all seem like they are pretty cheap...why wouldn't I pay under $10 every 2 weeks for coverage?
I will need to provide evidence of insurability since I didn't take these when I was hired...but this should be easy as a healthy 24 year old right?
My benefits enrollment period ends at midnight...
How should I decide whether to buy life/disability insurance?
Last year, when I started working, I declined short and long term as well as life insurance (although I had a years worth of a small life insurance policy given by my university)...what factors should I be looking at?
Basic life and AD&D is something like $1.80 a pay period (26 periods)
Short term disability is $2.58
Long term (60% of earnings) is $4.17
these all seem like they are pretty cheap...why wouldn't I pay under $10 every 2 weeks for coverage?
I will need to provide evidence of insurability since I didn't take these when I was hired...but this should be easy as a healthy 24 year old right?