Unofficial CREDIT CARD Information Thread

Discussion in 'Business, Careers & Education' started by HomerJ, Sep 2, 2011.

  1. HomerJ

    HomerJ Senior member

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    Both are still good as of 1 minute ago.. I googled Chase Sapphire 50000 and the first Ad was the application page. Googling Citi Thank You 50000 resulted in an ad for 30000 but click on it and it's 50000.
     


  2. dunkindonuts

    dunkindonuts Member

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    Cool. Yeah, I've been researching credit cards since I recently got my first full-time job out of college. Think I'll be going with the Chase Freedom Rewards program. $200 cash back and no annual fees and a decent cash back %.
     


  3. Contingency Plan

    Contingency Plan Senior member

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    Anyone know any good UK credit card deals? I'm a med student, would like to boost my credit, and perks wouldn't hurt.
     


  4. austinite

    austinite Well-Known Member

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    I have the Fidelity Investment Rewards. It's 1.5% cash back for the first $15k/year and then 2% after that. The only catch is that the cash back has to go into a fidelity account. Personally I just dump it into my ROTH to help me reach the $5k/year limit. I believe you can put it in a regular investment account and immediately withdraw but not sure.
    I buy almost everything on the card (including bills when I can) and pay it off every month. I'm pretty happy with it, especially concerning I had trouble getting accepted for other rewards cards (my only credit history was a crap $500 limit capital one card and a $10k car loan that I payed off as fast as I possibly could)
     


  5. Pilot

    Pilot Senior member

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    Bumping this. Looking for a new credit card, will probably apply for a new card in the next month or two. Use it as my primary spending and pay it off in full each month.

    I'm young, 23. Don't have any negative marks on my credit and a score in the low 700s. Would I be able to get anything that requires an "excellent" credit rating? as of the end of this month, I'll only have student loans and a few G's on a car...
     


  6. yjeezle

    yjeezle Senior member

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    i really like sapphire... i switch between freedom and sapphire
     


  7. GreenFrog

    GreenFrog Senior member

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    +1 on fido investment rewards card
     


  8. Joffrey

    Joffrey Senior member

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    Just got my new card, now need to cancel the amex
     


  9. xpress

    xpress Senior member

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    Why cancel?
    I have an Amex I might use once a year, but when I need it, it's there.
    Credit is easy to get when you don't need it, and impossible when you do.


    As for my daily credit card use, Visa Infinite Avion (RBC).
    Concierge is better than Amex IMHO, good rewards, 15k bonus points on signup, $120/year fee waved with most RBC banking packages.
    :happy:
     


  10. Joffrey

    Joffrey Senior member

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    $150 annual fee brah. Got to let my gold baby go :violin:
     


  11. sinnedk

    sinnedk Senior member

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    any credit card give a cash back signing bonus like the chase deal a little while ago?
     


  12. dragon8

    dragon8 Senior member

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    HSBC is probably best for working/traveling alot overseas.
     


  13. redpawn

    redpawn Member

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    Considering trying this out soon.
    As a frequent traveler, I swear by the amex platinum though. The annual fee is kind of hefty, but concierge and access to airport lounges easily pay for it if you take advantage of them.

    The only other card I hold is a Capital One that I used to build credit, no real reward system or anything. Might upgrade that for a venture rewards card.
     


  14. idfnl

    idfnl Senior member

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    Is anyone else getting offers from their mortgage company for ccards? Seems to be a trend, is this happening to others?
     


  15. sinnedk

    sinnedk Senior member

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    if your mortgage company is a bank like BOA and they offer you a BOA cc it makes sense
     


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