I was in a conversation with a finance friend the other day and we were talking about our country's credit-culture. We discussed FICO, Experian, Transunion, etc. And we discussed Moody's, Standard & Poors. For the sake of brevity I'm going to skip to the point: There are numerous bureaus that monitor our debt on the consumer and business entity levels. The information has value to its users. Users can monitor their own debt levels, banks can evaluate credit-worthiness, and so fourth. So, why isn't there a rating service that monitors Personal Equity? I'll use an example on the consumer level: A score, like FICO's, is measured based on many indicators but primarily on the duration of holding on stocks. It could also measure how long you've held your real estate. So now I think right away this information must be useful to some users and I'll give you some examples: Uses of Personal Equity Rating Information: Entrepreneurs seeking partners would like to have a background of that partner's commitment to previous investments. Broker-Dealers can use the information in approving a customer account. Particularly if they wish to reduce the cost of transactions (?). That's a couple of examples on the consumer level. I'm sure this information would continue to enhance the transparency in the capital markets and promote more efficient flow of capital for the varoius intermediaries. So it was just an idea I was passing around with a fellow finance student. I'd really like to hear anyone's feedback. Go ahead and knock the idea!