I am pretty much set on the 16gig iPhone 5. I am not that big on music and will probably still use my iPod during commutes. Perhaps Pandora or something will take care of the music when I am on Wi-Fi. Photos perhaps but I still like my S90 for traveling purposes. For some reason aside from calling/texting the main purpose I will be using this smartphone for is GPS, reading/listening to the news, and documenting things via writing/photography... surfing the 'net goes without saying. Games will be at a minimal. I'll be pretty happy the phone doesn't drop calls or shuts down on its own.