VMan
Distinguished Member
- Joined
- Feb 26, 2003
- Messages
- 4,996
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Anyone have a suggestion for a good first credit card to get?
I've just been using cash and a Visa debit card because I don't like to spend money I don't have. However, its time to start building credit and I need a card.
I'd like the credit card for the extra security that CC companies offer against fradulent purchases, etc, as opposed to a debit card. Especially when buying online from places like Jantzen that aren't secured.
The primary use for the card will be to pay for my ebay charges and such, as well as online purchases and things like that. I would like to be able to go online to check the card balance and to easily pay it off directly from another bank account.
I'm 22, going to start a real job pretty soon. I'd like the rates to be as low as possible, but quite frankly I don't see myself racking up a lot of debt on this card like friends of mine have done. I'd like to be able to go online and pay off purchases soon after they are made.
Any suggestions?
I've just been using cash and a Visa debit card because I don't like to spend money I don't have. However, its time to start building credit and I need a card.
I'd like the credit card for the extra security that CC companies offer against fradulent purchases, etc, as opposed to a debit card. Especially when buying online from places like Jantzen that aren't secured.
The primary use for the card will be to pay for my ebay charges and such, as well as online purchases and things like that. I would like to be able to go online to check the card balance and to easily pay it off directly from another bank account.
I'm 22, going to start a real job pretty soon. I'd like the rates to be as low as possible, but quite frankly I don't see myself racking up a lot of debt on this card like friends of mine have done. I'd like to be able to go online and pay off purchases soon after they are made.
Any suggestions?