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If I kept a shoe rotation of 3 instead of 30, and a tie rotation of 25 instead of 275, I would have had a downpayment on my Ferrari already.
I would go out tonight but... I spent all my money on stuff to wear?
If you can't afford it, don't wear it.
I buy few and better so it hasnt really impacted my other spending. I do however prefer to live without too many frivolous expenses. I'd rather invite everyone over than go to the bar and I'd rather cook at home than go out.
I tend to be pretty conservative with money, with a strong savings ethos. But I do allow myself a $400 monthly allotment for clothing (aside from gifts and the occasional minor purchase). Much of that is funded by certain cut backs in other aspects of my life:
If I kept a shoe rotation of 3 instead of 30, and a tie rotation of 25 instead of 275, I would have had a downpayment on my Ferrari already.
Holidays,going-out in general,the odd stimuli-based purchases,food for the kids and gifts for the wife...
I buy few and better so it hasnt really impacted my other spending. I do however prefer to live without too many frivolous expenses. I'd rather invite everyone over than go to the bar and I'd rather cook at home than go out.
I have a rule, that I'm only allowed to pay in cash, not even debit...plastic is too easy to get sucked into getting just "one more".
Sold the car and house, moved into a cardboard box in the alley, panhandle with a sign reading "Will dress well for money", and dumpster dive for food. It's a difficult life, but at least I look good.