dastig
Senior Member
- Joined
- Oct 19, 2006
- Messages
- 293
- Reaction score
- 24
Last Friday, a lady backed into my bumper in my work's parking lot. I was not in the car while it happened.
She came in and let me know that she had backed into my car. I got her info down, but she did not put her insurance company down, because she said that she would just pay me with a check.
She is a loyal client of ours and are very well to do. Because she was a well known client, I didn't think it was a problem not getting her insurance. Naive looking back on it.
I got an estimate on monday and let her know. She said it wouldn't be a problem and she would pay it. Later in the day and after talking with her husband, she said that I should getting another quote. She said if the other quote was cheaper, I would have to pay the difference if I chose to go to the original shop.
It is my understanding I have the right to go to any shop of my choosing. The estimate was reasonable and not extreme.
I just want to get this resolved as soon as possible. I do not want her to drag her feet. Can I make a claim through my insurance company saying this person hit me and they find her insurance company? I have here name, address, and phone number. Will I pay my deductible and they file a claim against her and get my deductible back?
It happened last Friday and it is now Wednesday.
She came in and let me know that she had backed into my car. I got her info down, but she did not put her insurance company down, because she said that she would just pay me with a check.
She is a loyal client of ours and are very well to do. Because she was a well known client, I didn't think it was a problem not getting her insurance. Naive looking back on it.
I got an estimate on monday and let her know. She said it wouldn't be a problem and she would pay it. Later in the day and after talking with her husband, she said that I should getting another quote. She said if the other quote was cheaper, I would have to pay the difference if I chose to go to the original shop.
It is my understanding I have the right to go to any shop of my choosing. The estimate was reasonable and not extreme.
I just want to get this resolved as soon as possible. I do not want her to drag her feet. Can I make a claim through my insurance company saying this person hit me and they find her insurance company? I have here name, address, and phone number. Will I pay my deductible and they file a claim against her and get my deductible back?
It happened last Friday and it is now Wednesday.