Originally Posted by TonyThe Tailor
Businesses generally have liability/business insurance that would cover any losses due to fire, water damage, burglary etc., that could happen. In addition, if the business in question has been around a while, chances are they couldn't stay in business by stealing client's clothing. But the reality is it is not a $5,000 jacket or it would have sold for that much, it is a whatever price you paid jacket, which is what you would be reimbursed by the insurance company if it was involved in a loss situation.
Most businesses should be insured but most businesses, if they are smart, like drycleaners, would limit their liability for loss and damages to a small amount.
So if the Brioni get mangled or lost, the drycleaners or tailors would pay a small fraction of the 5 large. Of course this would also depend on the state's laws on this.
It also depends on the business concern. I can't tell you how many times I wore other folks jackets of my size for fun and to see the fit. From this, I realise Dolce & Gabbana's jacket fit me very well. I cant imagine what the owner would say if he saw me sporting his jacket while popping a brewski and chuffing some chilli fries in the shop.