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I know it is different than the warranties for computers but my uncle's business handles finances for a lot of car dealerships and also is used by buyers to determine the worth of the dealerships and he always talks about how much money the dealerships make off of the extended warranties they push. I never buy an extended warranty on electronics. By the time it breaks (if you take care of it and it is decent quality) you'll want something else anyway.
I bought myself a JLC. And next year, photography classes
Clothing (i.e., shoes, sweaters, etc.)