Random fashion thoughts

I don't know why, but I have been absolutely ******* in love with boots w/white vibram wedge/morflex soles for almost a year now, and do not have any. Fingers crossed I can find someone to re-sole my trickers...ugh, it makes no sense

Originally Posted by Uncontrol

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I'm spend every cent I make. I'm 22 years old, **** saving.

you could put away a little, even if it's only $20 a week or something into an investment plan. compounding interest and all that. make it something high risk high return.

i pay for all my own ****. rent, food, university etc etc. we have interest free student loans here, which is nice.

I get free room & board, and I use a bus pass or carpool with my mom. My tuition for my last year of school is already covered, so everything else from now on is all mine.

It's going to be nice graduating with $0 in debt, but some of my friends have almost $100k in debt. Ugh, I can't even imagine what that would be like.

Originally Posted by Synthese

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I don't know why, but I have been absolutely ******* in love with boots w/white vibram wedge/morflex soles for almost a year now, and do not have any. Fingers crossed I can find someone to re-sole my trickers...ugh, it makes no sense

or you could buy mine

Originally Posted by APK

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I hate being the first to bid on an eBay item because some dipshit invariably comes along and lays out bids until he's the high bidder, even though there's still a ton of time left (i.e. days).

You should use esnipe.

The thing when you're young is most young people have no discipline with money. Myself included. So it's pretty easy for the spending to snowball. What works for me is to never have it in the first place - I have a whole bunch of direct deposits set up, most of my income goes out the second it comes in, to student loans, RRSP's, my dad who helped finance my move when I finished school, my tfsa, and obviously rent. I pretty much treat it like I make way less money than I actually do. I don't see any reason to change that either. As my income goes up I just raise the amounts that get paid out - rent goes up an extra 550 next month, my rrspcontribution goes up, etc. it's pretty easy to resist temptation when you don't have the option to succumb.

Originally Posted by hendrix

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you could put away a little, even if it's only $20 a week or something into an investment plan. compounding interest and all that. make it something high risk high return.

i pay for all my own ****. rent, food, university etc etc. we have interest free student loans here, which is nice.

hey AR_six I believe you were after these. If they were size 2 I woulda never linked you em lol http://cgi.ebay.com/JULIUS-REVERSE-C...#ht_500wt_1156

Originally Posted by jet

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or you could buy mine

too small, remember?

I do the same thing. Automatic payments for bills/mortgage and withdrawals for work 401k and my own Roth IRA.

Also, I use mint.com for budgeting, tracking spending across checking, credit card, and other accounts. Put the app on your phone/tablet and you are good to go.

Originally Posted by AR_Six

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The thing when you're young is most young people have no discipline with money. Myself included. So it's pretty easy for the spending to snowball. What works for me is to never have it in the first place - I have a whole bunch of direct deposits set up, most of my income goes out the second it comes in, to student loans, RRSP's, my dad who helped finance my move when I finished school, my tfsa, and obviously rent. I pretty much treat it like I make way less money than I actually do. I don't see any reason to change that either. As my income goes up I just raise the amounts that get paid out - rent goes up an extra 550 next month, my rrspcontribution goes up, etc. it's pretty easy to resist temptation when you don't have the option to succumb.

Yeah this is exactly what i do. I never have to make a manual contribution, and the money goes out on payday so i never see it.

I'll probably just do the same thing as you when i finish uni; keep my discretional spending the same by upping my savings/student loan paybacks.

It's not like i'm living hard or anything. On the other hand, i'm only supporting myself. I can imagine saving would be a ***** when you have a family to support.

Originally Posted by Synthese

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too small, remember?

I have a pair in your size dag

lol if you've ever taken a cent from your parents since you turned 15 or 16, aside from the occasional dinner out, and even bigger lol if you have ever carried any debt in your life (aside from a mortgage if you're that old)

that you're selling?

Originally Posted by tween_spirit

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lol if you've ever taken a cent from your parents since you turned 15 or 16, aside from the occasional dinner out, and even bigger lol if you have ever carried any debt in your life (aside from a mortgage if you're that old)

I'm going to guess your degree isn't from the liberal arts.

Originally Posted by tween_spirit

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lol if you've ever taken a cent from your parents since you turned 15 or 16, aside from the occasional dinner out, and even bigger lol if you have ever carried any debt in your life (aside from a mortgage if you're that old)

student loans