If I knew when I was 20 what I know now....

Originally Posted by deadly7

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Does not compute. I'm assuming by big name school you mean T1 or T2 (be it undergrad, med, etc. etc.?). If so, unless you come from an extremely well-off family, there's no way in hell you'll be saving anything.

Sometimes it's much cheaper to go to a better rated public university than a more expensive and lower rated private school.

Forget saving, run up those credit cards and declare bankruptcy at 25.

Double bag it with Sarah.

Skip law school, become a car mechanic.

Originally Posted by Flambeur

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Jesus, are you guys serious?

I just wanted to talk about general ******* knowledge and principles without turning it into a back to the future thread. Simple things that you know now that could have made a difference when you were younger. Discussing time travel stock tips wasn't the point obviously.

Hey fucktard, I was trying to get them to stop. In fact, I was trying to explain exactly what you posted above - the thread is about useful advice, not advice that only applies to one person in one moment.

My bit of advice for you at 20? Go *************.

I would have told my dumbass to switch majors from IT to business in finance.

Easier program to get As and more money. WAAAAY more...

Originally Posted by CasinoRoyale

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If saying short bear stearns or buy apple is cheating isn't saying anything that puts you in a better situation financially, emotionally or physically or whatever cheating? Where do we draw the line?
With those though its just like metro said with the basketball manager. Sure knowing what you know now, buying aapl would make sense but what if instead of going back in time to your 20 year old self you just became a 20 year old in 2010. You might have better knowledge of investments but you don't know exactly which stocks will explode or die off. At the time, buying bear stearns or selling apple may have been sound decisions.

Originally Posted by Flambeur

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Sometimes it's much cheaper to go to a better rated public university than a more expensive and lower rated private school.
Hell, its almost *always* cheaper to go to a good public than one of those money grubbing low-rank privates (even if you don't live somewhere with a strong flagship). In a lot of situations it is even cheaper to go to a top private school than a lower ranked private due to better aid availability. I knew it at the time but I have met a lot of people (ok...so they aren't 20 yet when making this choice but its relevant) who completely write off the top schools because "there is no way I could afford it."...well you will never know if you don't try and apply.

1. **** less atractive women, don't be so uptight about being gentlemanly or honest with women
2. don't ever let yourself go completly to pot, keep up a minimum level of fitness
3. wouldn't change anything else

Originally Posted by globetrotter

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1. **** less atractive women

Epic fail.

Originally Posted by MetroStyles

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Epic fail.

No, I have a friend that used to follow this motto. His rationale was that all women are going to leave you, so if you just **** ugly ones, you won't miss them as much when they're gone. Also, they don't expect much from you.

He ended up marrying a smoking hot Israeli woman he met in law school and is happily married to this day.

Actions, not words.

I was talking to myself, XenoX

1. Stay in Japan
2. Stop wearing XL clothes...you're only 5'9" and you barely weigh 150!
3. Don't fill out those credit card applications, especially the one from Structure!!!!

Originally Posted by gamelan

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study your ass off in school

-Jeff

Ditto.

Originally Posted by Piobaire

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No, I have a friend that used to follow this motto. His rationale was that all women are going to leave you, so if you just **** ugly ones, you won't miss them as much when they're gone. Also, they don't expect much from you.

He ended up marrying a smoking hot Israeli woman he met in law school and is happily married to this day.

+1 - I used to date only women who were substantially more attractive than I was. economically speaking, it was a mismatch, and it meant that I had much less sex, with less well performing women, who were better looking. if I had been less choosy, I would have had more sex, with more greatful women, and the only thing that I would have lost would have been some aestetic enjoyment.

Originally Posted by Eason

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I was talking to myself, XenoX

Ah

1. Stop trying to please or be someone else. Just be you and find out what you're good at, what you like and how you like it.

2. Stop waiting for someone to show you leadership. Just because you sit in a room with 30 or 40 year olds, doesn't mean they want to take the reins. Carpe diem and all of that. History doesn't remember the second place people.

3. Enjoy the little things in life. For god's sake enjoy that 7 hours you had sitting in front of the computer because you didn't have to spend 2 hours to maintain your body, 3 hours running errands, etc.