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Depending on the POS system, for sure. They could quicly use carbon paper to take a print of your card, then ust manually enter it. No need for the actual card. That would be how we would do it where I work, not sure if larger dept. stores have a more advanced POS system.
^^i had a buddy who worked at a student store where they had a liberal return policy. every once in a while he would "process" returns by loading his own credit card with the credit. That was a few extra hundred bucks a month. there was no formal auditing at the time.