I was watching some suze orman videos (lol) and apparently we are living in an era with the lowest income tax rates ever. So, that combined with the huge national debt, it only seems logical that tax rates will go up in the future. Thus, it would be prudent to take advantage of the "low" tax rates and choose to invest post-tax dollars into a ROTH 401K as opposed to a traditional one, in case the tax rates are much higher when I'm 65. Am I missing something here? I also have a ROTH IRA if that matters.