I'm looking for a good winter coat. America. college. New York. Very cold. 20. 6'1". skinny. african american. I really have a thing for wool coats, but I'm looking for a good stylish coat, no matter the type of material it is made out of. I like the coat to fall just under my butt, and for the shoulder and chest area to fit very well. Any advice? I currently have a coat that goes down to my mid thigh area, and I am really not a big fan: way too long. I've tried the shorter coats that fall just on or just above my belt, and I think those are too small. So I guess my one limit is that the coat fall right under my butt. Money is a factor, but I want to ignore that for the moment as I get some coat/style suggestions. Thanks.