because life isn't fair? why does affirmative action exist? there's lots of examples of shit not being 'fair.' sure, it sucks that you're paying your mortgage and some people are getting away owning a house they can't afford, but is the solution to vindictively pursue their eviction even in circumstances that might not warrant it? The "circumstances" for foreclosure are fairly cut and dry, no? I mean, you either pay the entire bill at the end of the month or you don't. If you don't for a long enough period of time you have the house taken from you. Now, if life isn't fair, which I agree it isn't, time for the non-payers to move on. Since we both agree it's unfair, I'm puzzled as to why you would feel an attempt to make it so in this fashion is advisable.