I'm 22, first job out of college, and I'm dabbling with stock investments at the moment. Have a Roth and 401K as well. I track the market at work when I have free time everyday and all I've seen in the past 5 months is massive volatility with my Roth losing 30% of its value. My brokerage account has alternated from being net green to net red and back, over and over and over. So, to you folks who are older and have invested during bull years.. what's it like? Investments can range from anything in real estate, to simple brokerage accounts, to more advanced investments (for the HNW folks, if you exist). What kind of returns did you realize? I can't wait for the recession to end. Damn.