What credit card do you use

Discussion in 'General Chat' started by crease, Aug 15, 2008.

  1. crease

    crease Well-Known Member

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    Since this is SF, and we probably all buy a bunch of stuff online with our credit cards, I was wondering what the credit card landscape of our members looks like. AMEX, Visa, Mastercard, or other -- and why? I'm sure we all have our preferences over cash-back versus travel rewards cards, etc., but why? I'll start: CIBC Visa. But only because AMEX sucks in Canada. I don't particularly like this card, but the aeroplan miles work out well based on my annual spending levels. PS - this thread was inspired by redflagdeals.com (frugal Canadians will appreciate this).
     


  2. Brad

    Brad Senior member

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    Amex. It's not taken everywhere, but my card has a nice rewards structure.
     


  3. robin

    robin Senior member

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    Chase Freedom Visa card. I get about $500 in cashback annually, and I put mostly everything on it. I need to switch to an air miles card soon though.
     


  4. Huntsman

    Huntsman Senior member

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    Amex. No problems. No hassles. Ever.
     


  5. Bradford

    Bradford Current Events Moderator

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    I like my Discover Platinum card.

    They were the first to give me a really high credit limit and I can use the cashback bonus to get Brooks Brothers gift cards. [​IMG]
     


  6. Dewey

    Dewey Senior member

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    Capital One does not rape on the transactions in foreign currency
     


  7. crease

    crease Well-Known Member

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    I like my Discover Platinum card.

    They were the first to give me a really high credit limit and I can use the cashback bonus to get Brooks Brothers gift cards. [​IMG]


    Bradford, you're the first person that I've heard of that has a Discover card (honestly, they are very rare in Canada).



    Robin, what's the % cash-back of your card? Is it tiered? Is there an annual fee?
     


  8. crease

    crease Well-Known Member

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    Capital One does not rape on the transactions in foreign currency

    What are the bps on their fx transactions? I usually stay clear of Capitol One and MBNA because of their sleazy marketing tactics.
     


  9. Brian278

    Brian278 Senior member

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    AmEx Blue Sky and Chase Freedom (cash rewards).
     


  10. Eason

    Eason Bicurious Racist

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    Capitol one, there's no charge on international purchases.
     


  11. edmorel

    edmorel Quality Seller!! Dubiously Honored

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  12. crease

    crease Well-Known Member

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    I do not have any credit cards, just a debit card.

    Is that a joke???
     


  13. edmorel

    edmorel Quality Seller!! Dubiously Honored

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    Is that a joke???

    Um, no. Actually two debit cards.
     


  14. crease

    crease Well-Known Member

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    Um, no. Actually two debit cards.

    No credit cards, sir?

    Don't get me started on why/how credit cards can be good for you.
     


  15. edmorel

    edmorel Quality Seller!! Dubiously Honored

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    No credit cards, sir?

    Don't get me started on why/how credit cards can be good for you.



    I've had them, I just have not used one in over 5 years. I do have a store card or two, I just remembered, my wife uses those more than I do. I have available credit and our utilization rate is very low so I don't need to carry around any plastic. I grew up in a cash is king environment.
     


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