I have VSP coverage by my company, I believe it is one of the largest vision insurers in America. However, they seem to get a lot of hate. The stores which don't accept VSP seem to have the attitude of "well of course we don't accept that shit!", and as it happens, most of the higher-end frame shops do not accept it. Typically someone who accepts it will be one of those Luxxotica full line places. Chanel, Gucci, Nike, brands I don't want. Is there something wrong with VSP? Someone mentioned to me that VSP stores typically upcharge by about $100.00 - is this true? I have quite a bit of coverage from them, I believe there is a $200 frame allowance and $150 lens allowance. Would you go out of your way (and spend more $$) to avoid a VSP provider?