I am deciding between leather bit loafers from Magnanni or To Boot. I have read a few forums and found that both of these are "mediocre" brands, but I am still in my mid-teens and don't have the funds for truly nice shoes. Especially considering I will grow out of them anyhow So, which one is of higher quality? Just a side note, neither of them are bought new, both are discounted to around $150. The models are To Boot New York Tribeca and Magnanni Belmont. Thanks for the help!