Here's what I have learned: None of this really matters. You're going to die (one day). Go live a travelling boho lifestyle, party, drink, drugs, women, and just experience life. Move back to the US, and all the schmucks that go to school, work their asses off, and pay taxes, will be forced to take care of you. Yes, those schmucks might get to die in a nicer nursing home than you, but you will have led a life of little stress and much drugs and sex. Who won at life? The boho or the working schmuck? Pio, this doesn't sound like your life story, or have you made some significant changes?