otc
Stylish Dinosaur
- Joined
- Aug 15, 2008
- Messages
- 24,516
- Reaction score
- 19,163
I'm about to drive 4-5 hours north of here so I don't think I'll be running into youRedwoods? If I see you in my backyard i'ma sic my dog on you
STYLE. COMMUNITY. GREAT CLOTHING.
Bored of counting likes on social networks? At Styleforum, you’ll find rousing discussions that go beyond strings of emojis.
Click Here to join Styleforum's thousands of style enthusiasts today!
Styleforum is supported in part by commission earning affiliate links sitewide. Please support us by using them. You may learn more here.
I'm about to drive 4-5 hours north of here so I don't think I'll be running into youRedwoods? If I see you in my backyard i'ma sic my dog on you
I can't believe how badly you screwed up yalls flights.McDonald's breakfast was acceptable, but I was really looking forward to my torta.
Oh well, sitting at SFO now waiting for my wife's flight to land, then we are off to the redwoods!
But pissing me off is that the Amex lounge doesn't let in arriving passengers... Need a departing boarding pass.
So what are you supposed to do, haggle with them?
I pretty much always wait for the final notice, if not the first collections notice. That has definitely saved us substantial money over the years - an entire hospitalization was rejected and had to be resubmitted. That was a $10,000 tab that turned into a few hundred bucks.
Get in the Smith river at Jedediah Smith park. The water is so gorgeous.McDonald's breakfast was acceptable, but I was really looking forward to my torta.
Oh well, sitting at SFO now waiting for my wife's flight to land, then we are off to the redwoods!
But pissing me off is that the Amex lounge doesn't let in arriving passengers... Need a departing boarding pass.
CA is so damn big. That's almost 3 hours from the Baxter Environmental Campground we're going to.Get in the Smith river at Jedediah Smith park. The water is so gorgeous.
My Contacts professor once told us there are only three truly immoral businesses in America- gun manufacturers, tobacco companies, and insurance companies. It seemed a like bit of a joke at the time, but the older I get, the more I think he was serious. And right.
CA is so damn big. That's almost 3 hours from the Baxter Environmental Campground we're going to.
Friends are bringing tubes and stuff to float some other river that they enjoy though.
Yeah and that's the problem. It is (or should be) trivial for a cash customer to get the insurance rate if they ask (just like me getting the "contractor rate" aka the real price at Benjamin Moore). But there are plenty of suckers that don't know this. This book is sadly needed.It's complicated. I mean, most of the time you're not paying the healthcare provider per se, you're paying what your insurance tells you to pay. United Healthcare, which is the worst, automatically denies about 20% of all claims just because it knows a certain amount won't get appealed. When your claim is denied then the provider goes after the customer. No one wants to do that as private pay is the shittiest collection rate in anyone's A/R. That's just one aspect.
It's really just a cluster **** of a system and rates are certainly predicated upon a certain amount of uncompensated care and/or reduced billings. This is covered by various means including having a charge master that's way out of whack with reality and the fact market forces are minimally invasive at best.
There's a reason I keep pushing for a Bismarck/Bismarck hybrid system.
My wife cut her finger once when I was out of town for work. She called me and asked what to do. I told her to just go to the hospital ~5 minutes away from us. Had no idea whether it was in network. Well, it wasn't. 6 stitches at an out-of-network ER turned out to be more expensive than an in-network ER visit, surgery, and treatment to repair a shattered elbow.Who checks in advance of a 911 ambulance call to determine if it's in network?
My wife cut her finger once when I was out of town for work. She called me and asked what to do. I told her to just go to the hospital ~5 minutes away from us. Had no idea whether it was in network. Well, it wasn't. 6 stitches at an out-of-network ER turned out to be more expensive than an in-network ER visit, surgery, and treatment to repair a shattered elbow.
It has taken me 15 minutes to write this out because my post capitalism erection keeps taking blood from my brain. **** me this is amazing.My son was born at 28 weeks (totally fine now). My wife had a placental abruption and went to a different hospital than planned since it was an emergency.
Long story short, NICU care for over 2 months plus the birth was billed at roughly 2M dollars.
Insurance denied the entire thing 3 times because they said it wasnt an emergency and we didnt go to the correct hospital.
We submitted tons of paperwork with signed testimonials from doctors and staff. No dice. Insurance claimed it couldnt be an emergency because my wife wasnt admitted through the ER (hospital policy for pregnant women was to bring them right to maternity/neonatal ward and be admitted there, so technically the ER didnt ever admit her).
Final letter from insurance 6 months later was that this was declined yet again and since now past 180 days we essentially would need to take them to court or pay ourselves.
In a panic I got a hold of the person who chooses the insurance provider options for my company. She said not to worry and would figure it out. 20 minutes later she called back and said it was all settled.
The next morning i was fedexed a box of checks made out to me for the full 2M or so. I wrote all of them over to the hospital. I didnt even pay a deductible.
Done. Easy peasy.
Another reminder that I am a plebe, the fact I can only read the first paragraph.Periodic reminder that we are all unspeakable plebs.
The secret economics of a VIP party
There’s an invisible system behind every £100,000 bar tab and its currency is pretty womenwww.economist.com