1. And... we're back. You'll notice that all of your images are back as well, as are our beloved emoticons, including the infamous :foo: We have also worked with our server folks and developers to fix the issues that were slowing down the site.

    There is still work to be done - the images in existing sigs are not yet linked, for example, and we are working on a way to get the images to load faster - which will improve the performance of the site, especially on the pages with a ton of images, and we will continue to work diligently on that and keep you updated.

    Cheers,

    Fok on behalf of the entire Styleforum team
    Dismiss Notice

Things That Are Bothering You, Got You All Hibbeldy-Jibbeldy, or just downright pissed, RIGHT NOW!

Discussion in 'General Chat' started by Bergdorf Goodwill, Feb 7, 2007.

  1. patrickBOOTH

    patrickBOOTH Senior member Dubiously Honored

    Messages:
    33,327
    Joined:
    Oct 16, 2006
    Location:
    New York City
    Legs fell asleep while looking at SF on the toilet.
     
  2. HRoi

    HRoi Senior member

    Messages:
    17,796
    Joined:
    Dec 28, 2008
    
    St. Louisians are taught to think in lisps?
     
  3. L'Incandescent

    L'Incandescent Senior member

    Messages:
    15,833
    Joined:
    Mar 10, 2010
    Location:
    St. Louis
    

    I have a suspicion that the people I'm referring to aren't actually St. Louisans, but rather visitors from the more rural regions to the south and west. They do not speak like St. Louisans. (Also, payth = path.)
     
  4. Pilot

    Pilot Senior member

    Messages:
    2,663
    Joined:
    Jan 13, 2008
    

    This happens to me daily.
     
  5. aravenel

    aravenel Senior member

    Messages:
    5,624
    Joined:
    Oct 25, 2006
    Location:
    New York City
    

    That's commitment.
     
    1 person likes this.
  6. SkinnyGoomba

    SkinnyGoomba Senior member

    Messages:
    12,590
    Joined:
    Jan 3, 2008
    Location:
    Princeton, NJ
    I hate street fairs.

    They are somehow the exact encouragement require for the dregs of society to come out and roam around in the town where I live.
     
    Last edited: Apr 28, 2013
  7. Connemara

    Connemara Senior member

    Messages:
    39,486
    Joined:
    Mar 9, 2006
    I think I'm going to sell stock to pay off the credit card debt that has been hanging over me for several years. I'd love to keep the stock but as it stands, I have a negative savings rate to the tune of $5K thanks to the CC debt (I spent like a drunken sailor in college).

    The whole ordeal is a maddening reminder of how stupid I was with money.
     
    Last edited: Apr 28, 2013
  8. Blackhood

    Blackhood Senior member

    Messages:
    2,904
    Joined:
    Feb 5, 2010
    Location:
    Cambridge, UK
    

    Do it, you'll feel better. Just this month all four of my accounts read positive for the first time since university. That shit feels good man!
     
  9. Connemara

    Connemara Senior member

    Messages:
    39,486
    Joined:
    Mar 9, 2006
    Yeah, I think paying it off it will be a serious psychological boost.
     
  10. idfnl

    idfnl Senior member

    Messages:
    14,339
    Joined:
    Dec 6, 2008
    Location:
    VA
    

    What rate are you paying vs your expected return this year on the investment?
     
  11. Piobaire

    Piobaire Senior member

    Messages:
    50,191
    Joined:
    Dec 5, 2006
    Location:
    In My Douchemobile
    

    And paying off CC debt is a sure thing vs. the stock market. Do it and never run up those cards again.
     
  12. JayJay

    JayJay Senior member

    Messages:
    24,364
    Joined:
    Jun 25, 2007
    
    This, definitely this.
     
  13. aravenel

    aravenel Senior member

    Messages:
    5,624
    Joined:
    Oct 25, 2006
    Location:
    New York City
    

    Almost certainly more than he's like to make in the markets...



    Exactly. Do it.
     
    1 person likes this.
  14. in stitches

    in stitches Senior member Moderator

    Messages:
    68,895
    Joined:
    Oct 10, 2010
    Location:
    Charm City
    stupid allergies kept me indoors for part of todays family outdoor activities. sucks.
     
  15. idfnl

    idfnl Senior member

    Messages:
    14,339
    Joined:
    Dec 6, 2008
    Location:
    VA
    

    Likely, yes.

    Shifting the debt to a 0 interest intro rate card is also an option. I get at least one in the mail a week.

    I'm not necessarily advising this, but he'd kick himself if he missed a great quarter and the stock jumped 10% in a day. I carry a small debt on a 0 interest intro just because there is no point paying it off when I can work the $ instead. I've got about another 6 months left of 0%.

    At Conne's age, I do tend to agree, being free of dept when you don't have a lot of income is usually the right move.
     
    Last edited: Apr 28, 2013
  16. erictheobscure

    erictheobscure Senior member

    Messages:
    5,291
    Joined:
    Feb 18, 2008
    

    I hope to duplicate your achievement in about six months.
     
    1 person likes this.
  17. Connemara

    Connemara Senior member

    Messages:
    39,486
    Joined:
    Mar 9, 2006
    It's a sizable amount of debt, enough to make it impossible to steadily pay off at my salary. It's on a zero interest card at the moment but those deals generally only last a year. I would only be able to put a small dent in it over the course of a year.
     
  18. GreenFrog

    GreenFrog Senior member

    Messages:
    14,235
    Joined:
    Oct 20, 2008
    Conne, sorry to hear you have so much debt, and genuinely not trying to be an asshole, but what was your thought process at the time when you were racking up that debt?

    I'm sincerely curious.
     
  19. Piobaire

    Piobaire Senior member

    Messages:
    50,191
    Joined:
    Dec 5, 2006
    Location:
    In My Douchemobile
    

    Some of us were not raised by parents that were good money managers or were not in families that taught us to manage our money. It's not like I did not make my share of financial mistakes in my early 20s. The important thing is learning from the mistakes and not repeating them.
     
    1 person likes this.
  20. in stitches

    in stitches Senior member Moderator

    Messages:
    68,895
    Joined:
    Oct 10, 2010
    Location:
    Charm City
    I have some CC debt. Greenie, the thought process was simple. "I like that and I want it and I can afford to pay it off over X amount of time."
     
    1 person likes this.

Share This Page

Styleforum is proudly sponsored by