Come on, you can't be serious. I didn't actually use the word, but that's what you imagined I was saying, so I effectively did. Surely we can have a better discussion than that.True, you said:
By deeming them essentially "casual" and pejoratively classifying them as for lazy people (don't want to tie laces) and/or the infirm (can't tie laces), you do so without using the word.
Getting back to the main point, I would maintain that if we asked a group of people with a knowledge of CM the following question:
"Do you believe that oxfords are generally more formal than loafers?"
Most would say yes. You believe that is not the case.