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Omega Male

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Yup. 😬
 

Omega Male

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Don’t know about depreciating, house prices in our zip code are up 16% ytd on a per sq/ft basis. And valuations were not exactly low to begin with. Maybe if/when sales start falling through because the loans can’t close because coverage can’t be obtained?
 

Van Veen

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The structure depreciates (without maintenance). The land (generally) appreciates.
 

imatlas

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Joytropics

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Lots of losers and haters in this thread. Sad!

Good thing the ignore button is holding strong.
 

Piobaire

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Lulz @ child.
 

Marc Voorhees

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Unsolicited advice is best advice
My wife disagrees with you. Please try and convince her otherwise, unsolicited advice is all I really have to offer
 

Marc Voorhees

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Lots of losers and haters in this thread. Sad!

Good thing the ignore button is holding strong.
”Everything that irritates us about others can lead us to an understanding of ourselves.” - Carl Jung
 

double00

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Don’t know about depreciating, house prices in our zip code are up 16% ytd on a per sq/ft basis. And valuations were not exactly low to begin with. Maybe if/when sales start falling through because the loans can’t close because coverage can’t be obtained?
agreed, but the insurer is paying out to replace the 'improvements' often at full market value, which in california isn't tied to improvements (as you note) but some manner of cali-commodity-investment value wizzle wuzzle. in other words a bet the insurer cannot break even on.

maybe they looked at goosing premiums and decided it wasn't possible either at market or by regulators.
 

norcaltransplant

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Lots of losers and haters in this thread. Sad!

Good thing the ignore button is holding strong.
Good luck then. I advise a lot of graduating residents as they are just starting out. Doctors are notorious for their poor money management skills, and the early years are important for establishing a positive long-term trajectory.
 

norcaltransplant

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The seller has officially rejected my demands so we are voiding the contract. Irritated to have to start the whole process from scratch but better than being saddled with a shady property.
This sucks. Plus, I'm sure there are sunk costs like legal fees, inspection costs, time spent on researching the property, etc.
 

Joytropics

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Good luck then. I advise a lot of graduating residents as they are just starting out. Doctors are notorious for their poor money management skills, and the early years are important for establishing a positive long-term trajectory.
I wasn’t responding to you - I was talking to the usual stalkers who follow me around the site and bring up posts from months ago.
 

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