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Climate wise we are very moderate here in Seattle. Winter lows are usually in the high 30's with maybe a week long sub freezing cold snap per winter and 15 or so sub freezing nights.
Why not just heat with electricity then? It'd take a long darn time for it to be $6000 more expensive than gas.
I recently put one together. I purchased the large one they had on display in their brick & mortars. Be prepared to clear a few days of any scheduling to complete construction.moving slightly from the usual topics of this thread - anyone have experience with children's playsets? we're thinking of buying one of the gorilla playsets from costco.
I'd be careful with your first years return, as I've instructed our over-estimate to be deposited into our escrow account incase of a shortage the following year.Our lot was "new" when we bought our house in September - it was sub-plotted from a larger lot owned by a church. Because the lot was new the bank had to make an estimate about what our property tax would be for our impound loan. It turns out that their estimate was not a very good one, as our property tax this year will be about half of what they figured. Kind of annoyed that we have over payed, but glad that we will get the money back and have a lower payment going forward!
Maybe invest in some insulation first then.
It sounds like your winters are more mild than ours in the deep South (50+ freezing nights per year edit: that might be an exaggeration, but it's at least 40) and I don't know anybody who spends that kind of money on heat.