Talking stocks, trading, and investing in general

Discussion in 'Business, Careers & Education' started by mikeman, Feb 2, 2011.

  1. jbarwick

    jbarwick Senior member

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    When every other phone runs Android, gaining market share is tough. I know other phones run Windows or some niche OS but no one buys those on any large scale. There was a report I saw that mentioned larger phones were gaining market share/popularity but that too is shit because when you walk into a store and every Android device is running a 4"+ screen. People are just being forced into larger devices whether they like it or not.
     
    Last edited: Sep 15, 2014


  2. djblisk

    djblisk Senior member

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    Can't fit the Iphone 6 plus in my skinny jeans. Had to buy the 6,
     


  3. otc

    otc Senior member

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    Definitely a 6. Was probably some sort of dev/test model as it had some ID # or something printed on the front next to the home button (presumably to track who loses their pre-release phone in a bar).
     


  4. djblisk

    djblisk Senior member

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    Nice day to buy. Everything on sale.
     


  5. idfnl

    idfnl Senior member

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    I think there will be more selling before the week is out. It's sea of red. My biggest gainer today is up $7 total.
     


  6. concealed

    concealed Senior member

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    probably gonna buy the 6 over the 6 plus, my wife will get the plus I am sure
     


  7. jbarwick

    jbarwick Senior member

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    Got the 401(k) investment guide for my new job. Best expense ratio is a 0.06% on an S&P 500 fund which is nice but everything else is 0.70 and above.

    Makes keeping our asset allocation a bitch when 401(k)'s make up the bulk of our retirement portfolio currently and are best kept in the S&P funds. Will have to bite the expense ratio bullet and expand a bit in the coming years unless we again leave our current positions in the future and can roll those over into an IRA.
     


  8. otc

    otc Senior member

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    I mean... .70 isn't exactly crazy talk.
    It's not S&P index fund low, but its not 2%.
     


  9. jbarwick

    jbarwick Senior member

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    True. As GF knows with ADP for a 401(k) manager, most things there are 1.00+ with the S&P fund being something like 0.70.
     


  10. idfnl

    idfnl Senior member

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    FB down 3.5%. Nice discount.
     


  11. GreenFrog

    GreenFrog Senior member

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    Sounds like your employer selected a more diverse plan for you guys. We definitely don't have anything remotely near 6 bps. I'm jealous.
     


  12. Beckwith

    Beckwith Senior member

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    70 bps is pretty good for a mutual fund in a 401(k), means employer is picking up a decent amount of costs. I would pay the fund expenses and depending on age, load up with the risk assets, ie small cap, mid cap etc. SFTBY!

    NASDAQ risk assets on sale for BABA funds.
     
    Last edited: Sep 15, 2014


  13. idfnl

    idfnl Senior member

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    These expense numbers are often times misleading. There are all kinds of hidden fees involved here that you're not aware of. It's the investing equivalent of a late 90's phone bill.

    The PBS's 401k scam documentary, it explains the problem.
     


  14. jbarwick

    jbarwick Senior member

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    I can get Mid Cap S&P 400 and Small Cap S&P 600 for 0.06 BP but do not know how those will fit into my asset allocation until it gets to a certain size which is at least 2 years away.
     


  15. Beckwith

    Beckwith Senior member

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    Usually the provider or employer stick the fees of the plan into the expense ratios, you sometimes see expense ratios of 1.5% or higher. At .70%, it means the employer is paying some offset or the plan is really big. Although worst thing to do is roll one old plan into new plan, should roll out to IRA.
     


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