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Not to mention people think of property as a fairly liquid investment.
I could probably do the math, but I'll just ask. Does it make sense to refinance to a 15 year mortgage 15 years into your 30 year mortgage? That would front load the interest (for those of us where it still makes sense).
We would refi for the optionality of paying the lower payment if cash is needed though you guys mentioned a HELOC could be the cheaper option at something <$100 per year.
what are the interest rates out there now on 30year fixed?