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In my opinion, for those under the age of 70 and not into hipster culture, braces should not be worn without a jacket and tie, though it is acceptable to remove the latter even if wearing the former (as long as jacket removal would be otherwise appropriate). Somehow I think wearing them tieless looks odd, but that's just me. As an aside, this is why I like suits with side tabs; they can be worn with braces when wearing a tie or sans braces when not.
Theoretically, I don't believe that a suit is required, but from a practical standpoint, I don't think many folks have brace-appropriate trousers (no loops) that aren't part of a suit, so I can't see it being done often.
As to brace/tie matching (since we all know that at some point they'll likely be seen), I would avoid needless clashing or exact matching (except with solid colors). It's obvious why clashing is undesirable but I also think too close a match makes it look like you bought them as a set (see Bill Lumburgh in "Office Space").
I have two questions for those of you who feel that suspenders, like underwear, should not be seen: Do you feel the same way about belts? If not, why not?
I do feel the same way about belts. I feel this way because I don't think belts should ever be used. I never wear one, all my pants are made with suspender buttons, if I want I can just go suspenderless.