There is this one particular homeless man/beggar that I always see. He has the same line and I see him at least twice a week. For some reason he always makes fun of me when he sees me. Doesn't bother anybody else, but singles me out to insult. It is always, "your glasses are stupid", or "that's an ugly jacket", etc... I take the higher road and smirk, but I feel like lashing out at him telling him that if he thinks insulting me is going to get him any money he is sorely mistaken. Just to add I feel as a suit guy on the train I am often targeted by beggars. The other day there was a particularly grumpy dude walking back and forth asking for money all irritated and as he would walk back and forth he would kind of stick his face into mine and stare at me for a minute, like, "Yeah, you. I am asking you who should be giving me money for money!" It is unsettling.