I hate wallets, and usually I wear money and cards and such small things in the pocket of a jacket I wear daily. Now, though, in the heat of summer I don't carry a jacket, I have a good size folder that I carry with me every day, but I can't put things like cards and money in there without putting them into some smaller container. I could put all the stuff I carry daily into my pockets, but my pockets would be way too overstuffed and bulging, plus I'm very absent minded and would surely forget to take something 8/10 times. Right now as my working solution I have a small pouch, which is horrible. Is there some kind of a more elegant solution?