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Simple question for new yorkers

Discussion in 'General Chat' started by jaymovement, Jan 16, 2009.

  1. Tummy

    Tummy Member

    Jan 21, 2009
    Learn basic math and then we'll discuss it.

    Maybe I'm too stupid, but I have no idea what you mean by this. Seriously.
  2. poorsod

    poorsod Senior member

    Apr 13, 2005
    The downturn will likely be quite temporary.

    Uh temporary as in 1 year or as in 10 years? The economic data suggests we are in the worst financial crisis since the Great Depression.

    I was when we were looking for a place but I recently cancelled my subscription (I'd rather not know right know if our property is losing value, to be honest). Like I said, we bought against our financial instinct and that was more of an emotional decision than a sound investment (not too different from buying an Attolini suit or a Lange rather than a RL or Omega).

    The Streeteasy forum makes SF look as civilized as AAAC. Do you post?

    I did cost benefit models and I found that projected time to sell is very important. In the 30 year mortgage scenario, the tax deduction component is dominant in the 5-8 year time frame, and gives a local minima. Generally, your costs actually go up in comparison after 10 years until the fulfillment of your mortgage. Then the costs go down. But the real mess is adjusting for inflation. I have no good model and it can throw numbers way off. OTOH if I could predict inflation, I would be swimming in $$$$$ rather than posting on SF.

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