I have tried two different credit cards and paypal multiple times and am STILL UNABLE to purchase from this sight. I have contacted my bank and threedifferent twice already. Threedifferent says that they accept Visa and that they've checked their system and it's working fine, but whenever I try IWSmile gives this message: "The company issuing electronic money has denied the use of the card indicated. You are kindly required to contact the bank in order to get more information. " but when I check with the credit card company/bank they say their is no record of any attempted purchase. Please, does anyone have any insight or past experiences that might be helpful here?