Places you most often use cash over a card

[bigbris1]

Originally Posted by Roy

I don't even have a credit card. I pay pretty much everything by cash.

This^

 

[MetroStyles]

Originally Posted by cchen

if they accept credit cards, I'm going to use one. don't deny me from my starwood points

+1.

Originally Posted by Roy

I don't even have a credit card. I pay pretty much everything by cash.

Originally Posted by bigbris1

This^

What's wrong with you peeps?

a) Do you not trust yourself to spend within your means?
b) Are you Chinese?
c) Do you not realize that credit cards are great for building up a good credit score? And that without a good credit score you can't get a home loan at a good price?
d) You are missing out on awesome bonus points. Just a few months ago I got 100K British Airways miles for signing up for their Visa. Not to mention SPG pts in general. Or Costco cash back.

 

[RedLantern]

Originally Posted by shurgen

I have a close friend of mine who was offered almost 1.5x the price of the next highest bidder for their house (about $1.3 million), but turned down the offer because it was too sketchy to be paid that much money in cash.

Interestingly, they were also a Chinese couple.

That's dumb. Cash = sketchiness not your problem.

 

[Roy]

Originally Posted by MetroStyles

+1.




What's wrong with you peeps?

a) Do you not trust yourself to spend within your means?
b) Are you Chinese?
c) Do you not realize that credit cards are great for building up a good credit score? And that without a good credit score you can't get a home loan at a good price?
d) You are missing out on awesome bonus points. Just a few months ago I got 100K British Airways miles for signing up for their Visa. Not to mention SPG pts in general. Or Costco cash back.

Cash is easier, in the Netherlands it works à bit differently in regards to the credit score. I don't care about bonus points. Credit Card interest rates are insane. Transaction costs as well, I don't even accept credit cards in my stores.

Concerning my home loan, its fixed at 4,5% and the loan is less than half what my home is worth.

Why leave a huge trail of what you have bought, where you have been and how much money you've spent?

 

[JesterM]

Originally Posted by MetroStyles

+1.




What's wrong with you peeps?

a) Do you not trust yourself to spend within your means?
b) Are you Chinese?
c) Do you not realize that credit cards are great for building up a good credit score? And that without a good credit score you can't get a home loan at a good price?
d) You are missing out on awesome bonus points. Just a few months ago I got 100K British Airways miles for signing up for their Visa. Not to mention SPG pts in general. Or Costco cash back.

e) Also depending on the company, for big ticket items like electronics cc's will supplement the warranty.

 

[bigbris1]

Originally Posted by MetroStyles

+1.




What's wrong with you peeps?

a) Do you not trust yourself to spend within your means?
b) Are you Chinese?
c) Do you not realize that credit cards are great for building up a good credit score? And that without a good credit score you can't get a home loan at a good price?
d) You are missing out on awesome bonus points. Just a few months ago I got 100K British Airways miles for signing up for their Visa. Not to mention SPG pts in general. Or Costco cash back.

Not interested. But thanks!

 

[MetroStyles]

Originally Posted by JesterM

e) Also depending on the company, for big ticket items like electronics cc's will supplement the warranty.

Great point. To be able to buy a $1000 camera and take it on vacation through third world countries for three months with no concern about it's wellbeing is a great benefit.

Originally Posted by bigbris1

Not interested. But thanks!

Cool, man. Whatever floats your boat. Da man is gonna steal your infoz and identity!!!!

 

[Eason]

I haven't used a card for over 2 years, don't miss it a bit.

 

[Roy]

Originally Posted by MetroStyles

Great point. To be able to buy a $1000 camera and take it on vacation through third world countries for three months with no concern about it's wellbeing is a great benefit.
when you take $1000 camera on vacation for three months to a third world country I would be more worried about my own wellbeing than my cameras wellbeing.

 

[MetroStyles]

Originally Posted by Roy

when you take $1000 camera on vacation for three months to a third world country I would be more worried about my own wellbeing than my cameras wellbeing.

Meh, people rarely try to hurt you in Southeast Asia, though theft is a real concern. If you are talking about some parts of South America or perhaps South Africa, then yes.

 

[Roy]

Originally Posted by MetroStyles

Meh, people rarely try to hurt you in Southeast Asia, though theft is a real concern. If you are talking about some parts of South America or perhaps South Africa, then yes.
Southeast Asia somehow doesn't really appeal to me, however I would like to visit Africa very much. I have a ten year plan to become a Earthrounder (takes a lot of preparation...) so I have to visit Southeast Asia on that trip, but still. And, probably, by that time I will have to use a card. http://www.earthrounders.com/ round the world flights in light aircraft.

 

[Ace Rimmer]

Can you buy plane tickets or rent a car without a credit card these days?

 

[MetroStyles]

Originally Posted by Ace Rimmer

Can you buy plane tickets or rent a car without a credit card these days?

Do you really think a bumpkin that doesn't use a credit card is traveling on planes?

 

[k9n]

Originally Posted by Ambulance Chaser

Bars. Paying for drinks as I order them gives me the freedom to leave whenever I want to rather than waiting for the bartender to retrieve my card and ring up my tab.

This as well as cabs

 

[Ace Rimmer]

Originally Posted by MetroStyles

Do you really think a bumpkin that doesn't use a credit card is traveling on planes?

You mean we're not all ballers that have private jets?