Please explain. Actually, I may pay the $199 and then turn it into an iPhone 5 in October. I was talking to someone last night and if you get a replacement through Apple it does not affect your contract. So I can get the iPhone 5 (whatever it is called) when it comes out and sell a slightly used iPhone 4 with NO contract for big $$$. I am not totally sure I am going this route but after one day it has been hell not having it.