I currently have this umbrella: http://www.amazon.com/GustBuster-Cla...6588991&sr=8-2 The problem is that it doesn't have a metal tip and the plastic tip is wearing out. Technically I don't need to replace my current umbrella, but the thought of the tip being worn out is driving me crazy. I'm looking to get something similar with a metal tip. Any suggestions? My budget is going to be a maximum of $100.