Hi, I know there is already a thread on investing but I didn't want my post to get lost in a sea of others. At 28, I've come to realize that in life it's not just about working hard, but making the right decisions at the right time. I think investing is a perfect example of this. It takes me an entire year to make low six figures while there are other people who spend 2 months researching something, take a 5 minute action, sit back and watch hundreds of thousands of dollars double. Now of course they had training that I am not taking into account, but my point is that 30 years from now, they'll have been sitting on there laurels making as much or even more money than me, who has been working. I would love to know how I can start learning more about investing, how much capital I need, etc. I have spent hours researching online and reading books like Rich Dad, Poor Dad so I'm asking for more sophisticated advice than "read 'The Street'". Here are my meager investments so far: 1. Maxed out my 401k for company match, takes out $400 from my paycheck each month. 2. Set up a ROTH IRA without any funds chosen because I don't know how to pick stocks. I have about 60-70k saved up sitting in my bank accounts. I am a little hesitant to invest liberally in stocks because I know many people lose their shirt from this. I know real estate is a better option, but living in the Bay Area I can't afford the initial investment cost. Thank you.