I've become convinced that nearly everyone who lives north of Santa Cruz is retarded. It gets worse as you go north, reaching it's apex in Seattle. My aunt, uncle, and two cousins live in SF (or used to - my aunt and uncle now live in Portola Valley, and my cousins are in Palo Alto). I used to spend summers there, because S. Fla. sucks in the summer. It was incredibly fun, but they lived in Jordan Heights which is not a true representation of SF. Even so, they all moved away in the 90's for the very reasons already noted in this thread . . . to quote my uncle "everyone became an asshole." How things are different in Portola, I have no idea. Maybe it's just easier to avoid your neighbors down there.