white collar
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After reading this thread I realize I lucked out more than I thought. I'm currently shopping for a girl with quite small hands and honestly anything over .5ct is uncomfortable for her to wear. I can't imagine spending more than 3.5k on an engagement ring, both of us would rather that money go into a house.
I know that not everyone has an option like this but as my mother passed when I was younger, I was able to use a diamond from her jewelry. While I probably could have afforded to buy a slightly larger stone instead, the emotional connection was more important to us both. By having the diamond put into a new setting which my fiance (now wife) picked out, it created something shared between my wife and my mother, that she never had a chance to meet. I also had my wedding band made from gold melted from a few other pieces of my mothers jewelry. If you have access to such family heirlooms I highly suggest at least giving it some thought.
Since this was necrobumped, I read the last few pages. Interesting discussion on several schools of thought.
I did this too. We have diamonds that have been in the family for a while, and they went into the engagement and wedding band. All in, I spent $1800 or so for the work for both rings, excess gold and the four small diamonds needed to finish the pave setting.
It means the world to both of us. My wife essentially told me that she would have been furious had I spent the appraised value on the ring. That is money that could be in the buy a flat fund. And NYC prices certainly aren't cheap!
Anyone buy their engagement ring at Costco?
Got mine at BlueNile. They have an interesting upgrade policy where you can take it back at a later date and use the amount you originally paid towards getting a better ring.
I went through this a while back. My now wife never wanted anything large or special and would of been happy with a $2 ring. We joked and walked into Tiffany and after trying on many rings starting at 1.7ct she put one on that was .83 and cried.
[....]
The budget well that was blown given it being Tiffany but worked out to one months wage or so.
Lol sucker
j/k