How much did you pay for your wife's/fiancee's engagement ring?

Discussion in 'Social Life, Food & Drink, Travel' started by merkur, Nov 26, 2011.

  1. joshuadowen

    joshuadowen Senior member

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    Worry less about the rock and more about the overall ring. To use a metaphor that might resonate with members of the forum - you wouldn't buy top of the line fabric and have it made into a suit by just anyone. I think the same should be true of jewelry, including an engagement ring. Taking a very expensive rock and putting into a stock, run-of-the-mill setting is silly. Instead, find a custom jeweler, get some advice, talk about what sort of style your would-be fiance has, etc. If you let a quality craftsman make you a ring from scratch, you'll end up with something significantly more attractive, without having to worry so much about getting a big, perfect, diamond.
     


  2. GQgeek

    GQgeek Senior member

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    You guys are all small-timers btw. I bought the future GQwifey a 5ct, D color, IF, AGS0 hearts and arrows diamond. It cost me a million dollars, which I thought was quite the bargain. I paid in cash.
     


  3. joshuadowen

    joshuadowen Senior member

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    Hah. I'm not sure that's helpful to anyone in here...
     


  4. KurtS90

    KurtS90 Senior member

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    If my would be fiance wanted a pricey engagement ring, it would be followed with a prenuptial agreement.

    ~Kurt
     


  5. Kid Nickels

    Kid Nickels Senior member

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    joshuadowen makes a good point...a nice, but smaller rock well set and most importantly well cut will make all the difference. Many independent jewelers can craft a ring far more unique and desirable than anything you would pay 2 or 3 times more for at Tiffany's or Cartier, etc.
     


  6. Kai

    Kai Senior member

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    $900 (in 1988)
     


  7. Corgi

    Corgi Member

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  8. joshuadowen

    joshuadowen Senior member

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    Hah that is offensive. Seriously.
     


  9. KurtS90

    KurtS90 Senior member

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    I would never spend that much... I don't think I could, even if I had the money. But then again, since I am gay. I can't imagine a males ring even costing that much. Even if it was platinum with gold filled engravings on the inside and diamonds on the outside.

    ~Kurt
     


  10. b1os

    b1os Senior member

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    If you had the money, you could. Whether you want to or not is another question.
    Don't tell me you don't get this: big diamond = mucho dinero...
    What does your gayness have to do with this?

    I wouldn't wear that ring.
     
    Last edited: Jan 10, 2012


  11. Kid Nickels

    Kid Nickels Senior member

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    and just big... the cut is not good at all.
     


  12. zalb916

    zalb916 Senior member

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    The stories of engagement rings being appraised significantly higher than their actually cost are silly. There's not just a legion of idiotic jewelers out there selling jewels and precious metals at fractions of their cost. A pretty common scenario is a jeweler sells you a ring and includes a free appraisal. The appraised value is higher than what you just paid, so you walk out feeling all good for the bargain you just got. That appraisal isn't really what your ring is worth. Your ring is worth what someone will pay you for it, and nobody is paying you what your ring is appraised for.

    The only thing a high appraisal does is make you pay higher insurance premiums than what you should be paying. If your ring is actually lost or stolen, your insurance company is most likely not cutting you a check for the appraised amount. Your insurance company gets you a replacement based on the description in your appraisal. Your insurance company will get its diamond way more cheaply than you can. Ultimately, the jeweler will pay even less for the replacement ring than you paid for your original ring.

    So, you paid $5,000 for a ring, had it appraised for $7,500, paid 50% higher insurance premiums, and got a replacement that cost your insurance company $2,500.

    If the high appraisal makes you feel special for having a more "valuable" ring or for having gotten a "bargain," then great. But the reality is that you actually don't want your ring appraised significantly higher than what it's really worth. And what it's really worth is probably what you paid ... or less. Save yourself the extra insurance premiums and get a legit appraisal.
     


  13. Mr. Moo

    Mr. Moo Boxercise Toughguy

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  14. KurtS90

    KurtS90 Senior member

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    If I had the money, I still could not bring my self to buy a diamond the price of a nice beach front property in Clearwater. That's not a matter of want to or not, just bad taste and investment. If you need to drop that kinda cash to impress a your other half, you need to really think things out and consult your lawyer. The 3 month income rule, is probably a great guide.

    Quote:
    I thought I was pretty clear on this statement. Unless I have no business talking about male engagement rings, even though I have shopped briefly for one... At least I have no need to purchase a large rock when a simple band will do.

    ~Kurt
     


  15. sinnedk

    sinnedk Senior member

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    don't care how much that stone cost, it looks like crap,

    quality > quantity

    in fact that looks like a cubic zirconia
     
    Last edited: Jan 11, 2012


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