STYLE. COMMUNITY. GREAT CLOTHING.
Bored of counting likes on social networks? At Styleforum, you’ll find rousing discussions that go beyond strings of emojis.
Click Here to join Styleforum's thousands of style enthusiasts today!
Styleforum is supported in part by commission earning affiliate links sitewide. Please support us by using them. You may learn more here.
OTOH there's the folks like some of the ones I grew up with that I often mention. Live your entire adult life like a pauper so you can retire at 55 and...live your life like a pauper. Where's the fun and enjoyment in that? I suppose not working brings enjoyment but all these people I know that did this seem like sad ***** to me. They constantly complain about money, the car needing a new water pump, how the price of a pitcher of draught went up 90 cents at the Legion, etc. No thanks to that life.
I won't articulate this well, but I think one of the key mistakes people make in life is focusing on the revenues side of the equation and not the expenses side. Keeping your expenses down gives you the freedom to work the job you want and not the job you have to in order to keep ahead.
A lot of those expenses, especially the recurring monthly ones, are for luxuries that soon just become background expectations. I was struck once about an article in the Wall Street Journal about the actor Jim Parsons. It was in their Mansion section and the actor was describing the house he bought with his first big windfall - $5 million, big acreage, etc... Talked about how much he loved the place, had the best times there, etc... The article concluded with him having recently bought a $15 million home. Which naturally got me to thinking about how much his overall happiness had increased by spending $11 million more on a house. I suspect he got a few months' of joy and then it just became his baseline.
My wife recently decided not to go back to work after having our child. It was nice to be able to provide that for her without any financial hardship whatsoever. Of course we drive cars that are 5-10 years old and live in a 990 square foot house, but very little debt.
I realize this is absolutely the wrong website to be advocating this viewpoint, but I really wish we would do a better job of teaching thrift as a means of achieving freedom.
The best thing about having a decent income (and decent budgeting) is not having to worry about money. Not that you can buy whatever you want, but being able to spend what you need to spend without worrying about it.
I know some people who freaked out when their paychecks got switched from every two weeks to monthly. They're making solid middle class salaries, but they had the budget so tight that not getting paid for two extra weeks seemed catastrophic. I can't imagine living like that.
I know some people who freaked out when their paychecks got switched from every two weeks to monthly. They're making solid middle class salaries, but they had the budget so tight that not getting paid for two extra weeks seemed catastrophic. I can't imagine living like that.
HR sent out an email awhile back because of some change with the corporate bank that would cause some people's checks not to hit their account until Friday rather than Thursday night. How can you live where a check getting deposited 24 hours later makes a difference?
I'm guessing the Prince royalties perturbed the banks up there.
ITT we realize FLMM posts here a lot less because he's spending his time on FatWallet and sites like that.