Found out I got a $720 ticket!!! What to do?!?! Backstory: 1. "California Roll" / right hand turn through a stop sign without a complete stop. Its right next to my apt. and I havent done it in 6 years. Blew past it and Cop saw me clear as day. 24050 - Failure to stop at stop sign (Infraction) 2. I HAVE insurance, but didnt have the latest card with me. 16020 - No Insurance (Infraction) Cop said to me "I'll make a gentlemans deal with you since this is near your home... pay the bail in a month and ask for a COURT APPEARANCE approximately a month later. Two things will happen: I will either not be there because of vacation or whatever and you get off scott-free or I will show up to do other trials but when you see me at court remind me about this deal and Ill have them reduce the charges so its at least not on your record. You can do a trial by declaration but its a lot of paperwork and its not guaranteed..." Thinking (A) the insurance was correctable since I can provide current evidence and that (B) a stop sign fee would only be $100 or so I just said ok and went home. Just got my official letter in the mail that its $720 dollars!!! Seems very outrageous to me, right? My questions are: Should I do a trial by declaration and hope he doesnt reply or go straight to the in-person? What would my defense be for turning through a stop sign? Is the insurance a correctable if proven I was covered? Why are the tickets so DAMN HIGH?!!?