Good evening gentlemen, I've read posts from a lot of like-minded folks around here and decided to create a new account to get some personal finance advice. Although I also work with a financial planner, I am curious to see everyone's opinion. In short, I'm in my late 20's, living and working in Chicago. I have about $85-90k in cash and am unsure about how to best invest it. To give some context, I have an additional $35k or so in my retirement accounts and about $20k in a taxable trading account. Should I a) buy a place to live in an stop renting; b) move more into stocks; or c) keep holding cash? Although option a) is most enticing to me, I might have an opportunity to move up in my career in the next year or so, and therefore I'm not really sure whether I should pick up a mortgage right now. Thanks for your thoughts, I'll hang up and listen now.