Ok, the black captoe goes as do the loafers. I'm in no rush to acquire black captoes, as I own PA's in half a size too big for now, AND I rarely wear anything THAT formal. That leaves the following 3 pairs on my "To KOP soon" list. 2 meermins in 2 different lasts, and the HY: These are the ones I feel the best about, and I think they work with my formality range. Further objections?