Essential items for the twenty something year old

[norcaltransplant]

1) Health insurance: Most frequent cause of bankruptcy for US households. This usually happens to middle-aged and elderly people, but one bad stroke of luck can really hamstring an early career.

2) Education/Job Skill: Try to find something you really enjoy. The earlier the better. Education is incredibly expensive and most jobs reward experience.

3) Decent Chef's/paring knife and cookware: Learn to cook. It's a valuable skill. Women love it, and its much cheaper/healthier than buying takeout all the time.

4) Neutral sheets: White or off-white. White are the easiest to wash and bleach. They match almost any other bedding.

5) Credit card: Build credit--pay it off each month. I've had a credit card since 16 and have never missed a payment. If you ever decide to apply for a mortgage or lease a car, having a credit history is a savior.

6) Brokerage Account/IRA: Also yourself to trade in the market. Trade with frequency. Once you realize the impossiblity of timing or beating the market, picking a few choice index funds with regular contributions is much easier on psyche and balance sheet.

 

[Superfluous Man]

Originally Posted by norcaltransplant

6) Brokerage Account/IRA: Also yourself to trade in the market. Trade with frequency. Once you realize the impossiblity of timing or beating the market, picking a few choice index funds with regular contributions is much easier on psyche and balance sheet.

[ ] Having an edge in the market is an impossibility

 

[Artisan Fan]

Turntable.

 

[fly2thesummit]

bump +1 to duct tape... always can use duct tape

 

[derekzee]

vitamins, supplements, anti aging creams, gym membership, whatever. point is maintain yourself well enough so as not to become a fat man with a goatee.

 

[dusty]

I've seen only three good suggestions in this thread:

1) A bike
2) A passport
3) Precision screwdrivers

 

[merkur]

..

 

[rjakapeanut]

you shouldve bolded the baby straws, too

 

[robbz9206]

Originally Posted by Sherman90

Instruments.

High-end earphones.

A good bicycle.

Female friends.

A positive and constructive social circle.

A good relationship with mother and father.

i wish i could have had al these things - my family is terrible. my parents are such idiots.