- Apr 9, 2008
- Reaction score
I am just starting to build credit with my first credit card and have two questions.
- I know that I am only suppose to use about %20 or less of my credit limit, however to build the MOST credit, should I be making A) total payments B) minimum payments or C) Most of the bill leaving a little bit behind?
- Secondly, what is a good amount of cards to have? I currently have a capital one, am thinking about getting a discover for the %5 cashback and a good mileage reward card as soon I see one pop up and build credit for it.