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No to the rental car. People treat rental cars like ****.
Also, did you factor in insurance and retirement contributions to your take home pay?
A 2006 Civic for $15K is horrible IMO, why would I want to pay 75% of a cars new sticker price when it only has less 50% of it's life left? That is why used car prices are out on control these days. 'Negotiable' doesn't mean you're gonna walk in there and walk away with it for half the asking price, either.
2006 Civic = people are asking $15K for the ones you would want to buy. You can't expect a car with 85K miles on the clock when you buy it to last you 5 years, that is going to be asking a lot of the car towards the end. You need to stick with the lower mileage, higher optioned economy cars if you want a car that's not gonna annoy the hell out of you in 5 years. They don't make them like they used to.