Terrific! More details on the car, please? it's nothing extravagant just a 98 volvo S90 with the 24v has leather and suede interior, very nice but it's not a big timer car just something to have paid off Why will they go down more in price if you show them money? They make money on financing, thus could afford to discount the actual car for a cash buyer less than if you financed it. What you are saying, makes no logical sense. Maybe because they have sales a quota to meet? They make money off of leases not financing to buy. They generally make $80-100 per car of financing, but at the lease percentage rate of 14% which is the average so they can recoup from there loss once they get the vehicle back and nickel and dime you over things they deem wrong with the end of lease vehicle and make significantly more off of you than financing a car to own.