Cars We Drive!

Discussion in 'Fine Living, Home, Design & Auto' started by Bert1568, Jul 18, 2006.

  1. thekunk07

    thekunk07 Senior member

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    performance. i have a 3.2 l a3 now, and am thinking i may hold off.

    Tough choice... what year are you looking at in the S5? 2010? Coupe or cab?

    IMO, the S5 is a much better looking car than the S4 (which is just not aggressive looking enough for me).

    The B8 S4 with the 3.0T is quicker stock and has MUCH better tuning potential then the S5 with the 4.2V8. Also, from what I have heard, the new sport diff in the B8 S4 is great.

    The S5 coupe with the 3.0T (like the S5 cabriolet has) would be a great combination.

    How important is performance to you vs aesthetics?
     


  2. Piobaire

    Piobaire Not left of center?

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    ^yeah, i pay cash, don't like monthly payments, which is another reason i gave up leasing

    You're just a baller these days.

    I say, whatever makes you happy. For me, it's leasing, as the math makes sense for me.
     


  3. thekunk07

    thekunk07 Senior member

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    ^yeah, leasing was the way to go for me when i owned my own biz. cant write it off now
     


  4. Piobaire

    Piobaire Not left of center?

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    ^yeah, leasing was the way to go for me when i owned my own biz. cant write it off now

    Even if you can't write it off, it can still make sense. I am itching to trade in after 20 months. Knowing I'm going to trade every 36 months or so, leasing makes the most monetary sense to me, given that restriction.
     


  5. il ciclista

    il ciclista Senior member

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    leasing is nice if you want a new car all the time. However, if you don't want to pay for something that degrades for life..then paying for cash is the better option.
     


  6. Piobaire

    Piobaire Not left of center?

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    leasing is nice if you want a new car all the time. However, if you don't want to pay for something that degrades for life..then paying for cash is the better option.

    What does this mean? Just wondering.
     


  7. distinctive

    distinctive Senior member

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  8. username79

    username79 Senior member

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    leasing is nice if you want a new car all the time. However, if you don't want to pay for something that degrades for life..then paying for cash is the better option.
    Paying for cash? The fuck you talking about? It makes the most sense to me to rent a liability. I do not understand buying a car (unless you are talking about an older classic car or something with sentimental/hobby interest). You are always losing money in depreciation, whether you make payments or not. Then you are paying out of pocket for things that break and maintenance. This costs both time and money. Then you are driving an old car with outdated safety features, an aged suspension, paint losing its luster, interior parts wearing, things starting to rattle, etc. Buying a used car is even more of a gamble of the old CarFax "oh, sorry, there was a record three years ago that popped up right before you decided to trade it in saying your car had frame damage, so sorry now that your car has lost 50% of its value overnight and you are still financed on 100% of that!" Or you could simply pay one payment for a brand new car, pay nothing for maintenance, have to take it in one time for a couple hours during the entire lease period, not worry about having to sell it, trade it in, or if it's been in an accident, and be in another brand new a few years down the line. For me it is such a no brainer that it astounds me that people do anything else. Don't even get me started on the people that think it's smart to pay $50+K up front in cash on something that will lose 40-50% in three years. Jesus.
     


  9. dah328

    dah328 Senior member

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    That's a solid argument for leasing a new car over buying a used car. [​IMG]
     


  10. thekunk07

    thekunk07 Senior member

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    much of the depreciation seems to happen in the first few years though.
     


  11. kwilkinson

    kwilkinson Having a Ball

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    much of the depreciation seems to happen in the first few years though.

    That's only b/c after the first 3-4 years there is no value left to depreciate.
     


  12. ramuman

    ramuman Senior member

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    Paying for cash? The fuck you talking about?

    It makes the most sense to me to rent a liability.

    I do not understand buying a car (unless you are talking about an older classic car or something with sentimental/hobby interest). You are always losing money in depreciation, whether you make payments or not. Then you are paying out of pocket for things that break and maintenance. This costs both time and money. Then you are driving an old car with outdated safety features, an aged suspension, paint losing its luster, interior parts wearing, things starting to rattle, etc. Buying a used car is even more of a gamble of the old CarFax "oh, sorry, there was a record three years ago that popped up right before you decided to trade it in saying your car had frame damage, so sorry now that your car has lost 50% of its value overnight and you are still financed on 100% of that!"

    Or you could simply pay one payment for a brand new car, pay nothing for maintenance, have to take it in one time for a couple hours during the entire lease period, not worry about having to sell it, trade it in, or if it's been in an accident, and be in another brand new a few years down the line.

    For me it is such a no brainer that it astounds me that people do anything else. Don't even get me started on the people that think it's smart to pay $50+K up front in cash on something that will lose 40-50% in three years. Jesus.


    So if you lease with a 60% residual...you're somehow bypassing the 40% depreciation right? And the money factor is nothing like the APR on a loan right? And new/CPO cars don't have warranties right? And there are no other fees associated with leasing right? [​IMG]
     


  13. edmorel

    edmorel Quality Seller!! Dubiously Honored

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    ^yeah, i pay cash, don't like monthly payments, which is another reason i gave up leasing

    yeah, I stopped leasing but I put a lot of miles on my cars and I don't feel a need to get a new one every three years.

    Thinking about an A4. Any Audi owners want to share your thoughs on repair costs/reliability?

    I have two, one 2-3 years old and the other less than 1 year old, and have yet to have a problem. Obviously, like any other brand, I am sure some have had issues but I can tell you that they are not Land Rovers.
     


  14. username79

    username79 Senior member

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    So if you lease with a 60% residual...you're somehow bypassing the 40% depreciation right? And the money factor is nothing like the APR on a loan right? And new/CPO cars don't have warranties right? And there are no other fees associated with leasing right? [​IMG]
    My argument was more targeted versus buying a used car as many seem to advocate that as the holy grail. Since I am ordering an M3, I have done the comparison. Residual is 59%. The lease deal is roughly equivalent on paper to the 1.9%/60mo deal currently offered in terms of TCO. However, if you factor in what happened with the E46 M3, where trade-in values for 2006 M3s were about 35-38% of MSRP in good cases, with the probability that this may happen again with the introduction of the new model during the 3 year period, it makes darn good sense to lease. Correct me if my reasoning is off..
     


  15. thekunk07

    thekunk07 Senior member

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    why 2 a4s?

    yeah, I stopped leasing but I put a lot of miles on my cars and I don't feel a need to get a new one every three years.



    I have two, one 2-3 years old and the other less than 1 year old, and have yet to have a problem. Obviously, like any other brand, I am sure some have had issues but I can tell you that they are not Land Rovers.
     


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