I graduated college in December, and I just got a new job that pays $32,500 a year, after federal and state taxes are taken out, I get $24,000 a year--or roughly $2000 a month--in disposable income. I also get free healthcare/medical/dental. My new company will also pay my Metro transportation costs. I just found a studio efficiency apt. in the heart of DC for $865 a month, with ALL utilities included. I have no car, no loans, no car payments, or any other monthly expenses. I am single. I have a great and extensive wardrobe, so I don't really need work clothes. I spend $300 a month in groceries, which leaves me about $800 a month as extra "spending money" when the rent and groceries are extracted from the $2000 a month. Everyone seems to think that living in DC on $32,500 annual salary is impossible, but I just demonstrated that you can. Can anyone see a major flaw in my reasoning, or an error in my calculations that I am forgetting? Thanks! I ask because I know there are plenty of people on this forum who live in cities, and I would greatly appreciate any input on my situation before I sign my lease and live on my own! Thanks!